Saving money, cutting out the middle man
Getting rid of the middle man allows us to save customers millions a year, helping merchants pocket more of their hard earned money.
Payments minus the middle man
USA PAY is a licensed payment processing acquirer, which gives us direct agreements with both the back and front end networks. Cutting out the various middle men that have cropped up over the years. Allowing us to give merchants special pricing that very few can match.
You are in excellent company
Research shows merchants rate close partnerships over savings, though savings are nice too. We listened and for 26+ years have customized our service to meet business wants and needs for merchants alike. Merchants want the latest, most secure, and most convenient payment options. With our agreement as an acquirer and state of the art hardware/software, we are able to beat out any competitor.
Innovating payments to stay ahead
With our check verification, debit, EBT, and ATM companies, USA PAY controls a group of services that few others can match. For merchants dealing with electronic transactions, this means fewer people and more efficiency. USA PAY simplifies your connections for commerce providing the highest level of customer service and the most competitive rates the industry has to offer.
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Up your game with our dynamic and intuitive APIs
The possibilities are endless.
Learn why USA PAY is the right choice for you
Acquirer
USA PAY is a payment acquirer, meaning we are directly partnered with the networks. This allows us to offer rates lower than the competition.
Mobile+
Take your business on the go and manage it all with the touch of a button.
Analytics
24x7 analytics to track and grow your business more efficiently.
Cloud based
Cloud based terminal software, making it easy to upgrade POS systems.
No hidden fees
No hidden deposit fees or transaction volume quota fees.
World class support
A whole team dedicated to your business and all its payment needs.
Advanced analytics to grow your business
From merchant statements and alerts to our next-generation Business Track® online portal, USA PAY offers comprehensive reporting solutions for merchants of all sizes enabling efficient management of payment transaction data.
Atlas Copco
"Partnering with USA PAY saved us millions a year. The process was quick and the switch was unnoticeable."
Don't take it from us
Hear what our great customers have to say and why they love partnering with us.
ESB
"I would like to commend USA Payment services on professionalism and sincerity to my company and myself. We are very happy with your company's services and we look forward to a long prosperous relationship."
Kilwins
“USA PAY’s personal and exceptional service made the on boarding process simple and efficient. We have 4 POS terminals at this location and have put their chip and pin readers at each one. I would suggest this for every Kilwins location. The processing time is extremely quick and efficient.”
Request a price quote with one of our solution consultants
A member from our solution consultant team will be happy to help you start your application process with us.
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